Understanding Buy-Sell and Key Person Insurance
Most business owners have term life insurance that provides protection in the event of a fatality, but what about protection for a disabling injury? That weak point is an opportunity …
Headquartered in Norwalk, CT, The Fortify Insurance Group has clients across the United States as well as abroad.
With a collective experience of over 50 years in the Disability and Life Insurance industries, The Fortify Insurance Group brings unique perspective and service to their clients and policyholders. As an independent brokerage general agency, The Fortify Insurance Group provides access to all top rated Disability, Life and Group carriers with the highest level of sales, underwriting and policy service support available in the market.
The Fortify Insurance Group employs specialists in Disability, Life Insurance and Group / Executive benefits to ensure that every policy we recommend will stand the test of time. The backgrounds of our staff vary greatly but each brings a unique quality to Fortify that makes for a team dedicated to the success our clients and the protection of our policyholders.
In addition to providing specific planning support for licensed producers across the US, The Fortify Insurance Group is also heavily involved in educating individuals to their need for Income Protection and Life Insurance and to what is available in the market for each individual’s specific need.
The solutions we provide are designed to help individuals Fortify theirs and their families financial present and future by helping to protect for the unexpected. Our goal is to provide seamless education and support to individuals and planners so they understand the options that are available and to help secure the one that fits best.
The financial pyramid is used in the insurance industry to help visualize how to best make plans to secure a client’s financial future. It shows how insurance helps you prepare for the unexpected: property damage, medical expenses, loss of life, and loss of income due to disability.
Because the financial consequences of a disability can be devastating, many (like us) consider income protection to be the most essential component of a solid financial plan. Removing your income from the foundation can cause your financial plan to come tumbling down. The problem is, most people don’t realize the risk of a disability (or just don’t want to think about it).
A disability or death can be devastating to a family and by offsetting the risk of these occurrences through the purchase of Disability & Life Insurance, individuals can better cope with these unplanned and difficult situations.